Protecting your wellbeing after an accident.

Why you should do Personal Accident Insurance?

Personal accident insurance provides financial protection in the event of unexpected injuries, disability, or death caused by an accident. It covers medical expenses, hospitalization costs, and offers compensation for loss of income due to temporary or permanent disability. In case of death, it provides financial support to your family. Unlike health insurance, which may have limited coverage for accidents, this policy ensures you’re fully protected from the high costs of unforeseen injuries. Personal accident insurance gives you peace of mind, knowing that you and your loved ones are financially secure in case of life-altering incidents.

Benefits

• Accidental Death Cover (AD)

  100% of sum insured

• Permanent Total Disablement(PTD)

  100% of sum insured

• Permanent Partial Disablement(PPD)

  100% of sum insured

• Education Benefit

  10% of sum insured max up to Rs 10 Lakhs

• Emergency Road Ambulance Cover

  Covered up to Rs 10,000

• Funeral Expenses

  Covered up to 1% of sum insured max up to Rs 50,000

• Repatriation of Mortal Remains

  Lump sum benefit of Rs 50,000

• Orphan Benefit

  Lump sum benefit of 10% of sum insured, max up to 15 Lakhs

• Modification Benefit (Residence and Vehicle)

  Covered up to Rs 1 Lakh

• Compassionate Visit

  Domestic up to Rs 10,000
  International: up to 25,000

• Cumulative Bonus

  5% per claim free year,
  max 50% of Sum Insured.
  Applicable for Sum Insured up to Rs 10 Crores only.